Need an appraisal for an FHA-backed mortgage? Call H.M. Hoffman & CompanyH.M. Hoffman & Company is PA state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-mortgage, be sure to get with H.M. Hoffman & Company, as we are approved and qualified to perform FHA reports. A certain amount of the periodic training our staff at H.M. Hoffman & Company completes deals exclusively with decoding the FHA's documentation and their rules and procedures. Be sure to contact H.M. Hoffman & Company if you need an appraisal done for an FHA-secured loan. An FHA loan is underwritten by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan funds to borrowers, rather, it provides lenders with protection with mortgage insurance in case the borrower does not pay his or her loan obligations. The FHA and their loan programs are formed to help low-to-moderate income homebuyers help meet credit requirements if they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA offers are extremely beneficial to purchasers with less starting capital. |