Real estate appraisal services for homeowners in the city of Narberth and Montgomery County

Check out the top 7 reasons PA homeowners call on H.M. Hoffman & Company:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge Montgomery county's assessment of your propertyvalue
  3. Remove PMI to lower their monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To settle an estate in PA by determining the true market value of real estate in question

Need help deciding the value of your home in or near Narberth, PA?
Contact H.M. Hoffman & Company.

At H.M. Hoffman & Company, we understand the unique needs of a consumer seeking appraisal services. Our regular business clients are used to the appraisal process and the usual "products" we deliver to them. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at H.M. Hoffman & Company will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value estimation than yours.

Appraisals to remove PMI

A popular way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping customers just like you abolish unwanted PMI insurance.

Challenge Montgomery county's assessment of your property

Lets say your house is not appreciating as much as other houses close by -- your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting an appraisal from H.M. Hoffman & Company is your best weapon when contesting your property tax assessment.

HELOC recently frozen?

If your property is near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. H.M. Hoffman & Company can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for precision? H.M. Hoffman & Company offers field reviews where we'll go out and check the subject and comps in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? H.M. Hoffman & Company can help with that too. While typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.

Looking to Sell?

Are you looking to sell your house? Let us help you. Just fill out as much of the information below that you want and we'll get right back to you, with no obligation to you. We guarantee your privacy.

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