Real estate appraisal services for homeowners in the city of Narberth and Montgomery County![]() Here are the top 7 reasons PA homeowners use H.M. Hoffman & Company:
Do you own a house in or near Narberth? Do you need help deciding the value of your real estate?
At H.M. Hoffman & Company, we understand the special needs of a homeowner looking for appraisal services. Our typical business clients are used to the appraisal process and the customary documents we provide. Being a regular consumer that probably doesn't look at appraisals on a regular basis,you will receive extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions. For Sale By Owner/Pre-Listing ServicesIt's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at H.M. Hoffman & Company will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value report than yours. Appraisals to cancel PMIGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. H.M. Hoffman & Company is seasoned in helping homeowners just like you do away with unwanted and unneeded PMI insurance. Challenge property tax assessmentsYour local tax assessor may have your home overvalued if you live in a region that is going down. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal report from H.M. Hoffman & Company is your #1 weapon. Was your HELOC recently frozen?If your house is near a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be disadvantageous from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. A professional appraisal from H.M. Hoffman & Company can help you reinstate your HELOC. We Also Offer Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for preciseness? H.M. Hoffman & Company offers field reviews where we'll go out and check the subject and comps in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal? H.M. Hoffman & Company can help with that too. Even though this is usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home. |
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